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Hawaii Mortgage Rates & Home Loans | First Hawaiian Bank FHB Mobile First Hawaiian Bank Install The browser you are using is no longer supported. We recommend using an alternative web browser (Google Chrome, Mozilla Firefox, Safari, or Microsoft Edge) for the best experience. Continue Personal Open an Account Checking Savings Credit Cards Borrow Mortgage Purchase Mortgage Refinance Home Equity Personal Loans and Lines of Credit Services Investment and Insurance First Hawaiian Advisors Resources Online and Mobile Enrollment Security and Fraud Calculators Mortgage Glossary ONLINE & MOBILE BANKING Securely access your accounts when and where it’s convenient for you. Learn More BANK ONLINE Do your business banking wherever you are, whenever you want. Learn More ACCESS YOUR ACCOUNTS Quickly access all of your First Hawaiian Bank investment and retirement account information. 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Search Hawaii Mortgage Rates & Home Loans Say yes to the home and get guidance every step of the way. Quick Quote Apply Now Home Personal Hawaii Mortgage Rates & Home Loans Mortgage Purchase Finance your new home Mortgage Refinance Refinance existing mortgage Home Equity Put the value of your home to work Loans Other options to borrow money Why purchase? Buy your first home Take advantage of our first-time homebuyer programs with lower down payment options. Own your dream home With a range of loan programs to suit your needs, we’ll help you get into the home of your dreams. Changing homes Whether you’re looking to upsize or downsize, we’ve got the mortgage that fits. Our Products First Step Home Loan[[SM]] A first-time homebuyer program designed to make your dreams of homeownership a reality. Low down payment requirement Waiver of mortgage insurance First-Time Homebuyer Discount Compare Learn More Learn More Apply Now Good Neighbors Loan A mortgage loan for designated essential workers and degreed professionals. Low or no down payment requirement Conforming loans up to $1,149,825 Available for owner-occupants Compare Learn More Learn More Apply Now Med Loan A jumbo loan program for eligible medical professionals. Low down payment requirement Jumbo loan amounts up to $2 million Flexible loan-to-value (LTV) options Compare Learn More Learn More Apply Now Jumbo Loans Need to borrow more than $1,149,825? We’ve got you covered. New purchase or refinance Fixed or variable rate options No prepayment penalty Compare Learn More Learn More Apply Now Fixed Rate Mortgage Lock in your rate for the length of your mortgage. Predictable monthly payments Greater certainty and peace of mind See today’s [[rates and terms|/rates/mortgage]] Compare Learn More Learn More Apply Now Adjustable Rate Mortgage A flexible alternative. Potential lower initial rate and monthly payments Variety of terms available See today’s [[rates and terms|/rates/mortgage]] Compare Learn More Learn More Apply Now Construction-to-Permanent Loans Take it one step at a time. Buy the land now and build the dream later. Fixed, flexible financing Add your existing loan balance and refinance into a new loan Build and/or renovate with one permanent financing plan Compare Learn More Learn More Apply Now VA Loans Qualified military service members enjoy special rates and benefits. 100% financing options available No monthly mortgage insurance Loan amounts up to $1,500,000 Compare Learn More Learn More Apply Now Land Loans Take it one step at a time. Buy the land now and build your dream home later. Interest-only payments No prepayment penalty New purchase or refinance Compare Learn More Learn More Apply Now USDA Loans The Rural Housing Service Loan (RHS) provides borrowers the opportunity to own a home in eligible rural areas. No private mortgage insurance Loan amounts up to $1,149,825 New purchase or refinance Compare Learn More Learn More Apply Now Resources Mortgage Glossary Learn More Loan Officer Contact List Learn More Mortgage Calculators Learn More Not sure which loan is right for you? I’m looking to Refinance an existing mortgage Refinance an existing mortgage Make a purchase Make a purchase Make home improvements Make home improvements For what reason To cashout refinance To cashout refinance To convert to a fixed rate To convert to a fixed rate To lower my monthly payments To lower my monthly payments To reduce my interest rate To reduce my interest rate Buy in investment property Buy in investment property Buy land or build my home Buy land or build my home Buy a home Buy a home Renovate Renovate Expand my home Expand my home Previous Question I Want Low initial interest rate Low initial interest rate Predictable fixed monthly payments Predictable fixed monthly payments Low initial interest rate Low initial interest rate Predictable fixed monthly payments Predictable fixed monthly payments Low initial interest rate Low initial interest rate Predictable fixed monthly payments Predictable fixed monthly payments Low initial interest rate Low initial interest rate Predictable fixed monthly payments Predictable fixed monthly payments Low initial interest rate Low initial interest rate Predictable fixed monthly payments Predictable fixed monthly payments Low initial interest rate Low initial interest rate Predictable fixed monthly payments Predictable fixed monthly payments Low initial interest rate Low initial interest rate Predictable fixed monthly payments Predictable fixed monthly payments Previous Question We suggest Start Over Learn More Get started Ready to apply? Find a Loan Officer Apply Now We’re here to help Deselect a card to add another Deselect a card to add another Clear All Compare Compare Follow us Routing Number: Hawaii: 121301015 Guam: 121405238 CNMI: 121403065 Hawaii: 121301015 | Guam: 121405238 | CNMI: 121403065 Company Make...